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HDB Market Of Resale Flat

There is always noise in the property HDB market. According to the HDB of Singapore, housing and development board continue to sketch buyers at the price rate of 4.4% in the first six months of year.

Actually, 4.4% is greater than that of 3.7% and will be increased in the HDB flat rate in the first three months of a year. For the first six months of a year, the HDB resale rate index goes 8.2% up.

The urban development authority said that the private homes rate increased by the 0.4% as we compare with 3.7%.

For the nine months in a year or in the third quarter, this is the slower growth. In the last three years, it is the lower growth but the rates of the HDB flats have fallen in the sales of private houses.


The resale HDB flats are also contributed to buying strip. Singapore property agency CEO that is chief executive officer Mohammad Ismail said that, the Singapore public housing rates would be increased in the next six months increasing by five percent with the overall increasing of thirteen percent. Mr. Ismail also said that, the buyers should be very careful about the indecision or uncertainty of the HDB market.


Due to some sellers' demands, most of the HDB resale buyers remain out of the resale market. Last year, when the HDB resale rate was seventeen percent with the confidential possessions many sellers asked over cash ranging from $50,000 to $100,000.

Here let us see the difference between HDB market rate loan and HDB concessionary loan. The HDB provides the concessionary interest rate for the people, who need HDB flats for reasonable rates. Actually this includes that first time who buy the HDB flats with the subsidy rate and the second time buyers who improve from the small HDB flats. In the year of 2001 loan granted at the concessionary rate at 63%.


The HDB of Singapore also provides the loan at the market rate, these market rates are applicable for the citizens, who previously used the HDB housing loan subsidy and also who nare not eligible for the HDB subsidy for the first time. Totally, the buyers can be classified into five types. They are,


- Singapore permanent resident


- Private property owners


- High income house holds


- Already citizens who have both concessionary loan


- Those who already have one concessionary loan


Someone Singapore analyst said that in further the HDB resale rates or prices would be increased up to eight to ten percent.


Buy Sell Rent Invest Singapore Property


Mindy Yong 杨雯诗


CEA Registration Number : R021232Z


Tel: (+65) 91002985

Fax: (+65) 64021826 ( email me )



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