My Own Dream Home Singapore HDB  
main menu left Home About Us Services Videos News Articles Careers Contact 中文 main menu right
Body Top Back
 
Buying Property Enquiry   Selling Property Enquiry   Renting Property Enquiry   Investing Property Enquiry

Real Estate Enquiry Form

Buying Real Estate Enquiry
Selling Real Estate Enquiry
Renting Real Estate Enquiry
Investing Real Estate Enquiry
Mortgage Finance / Refinancing

HDB Featured Properties

HDB Flats For Sale
HDB Flats For Rent

Private Featured Properties

Condo Apartment For Sale
Condo Apartment For Rent
Landed House For Sale
Landed House For Rent
Commercial / Industrial For Sale
Commercial / Industrial For Rent
Private Residential Property Search
International Property Search

Singapore HDB Information

HDB Flats Home Seekers
HDB Flats Home Owner

Free Valuation

FREE Sale Valuation
FREE Rental Valuation
Property Management
Commercial Advisory
Project Sales and Marketing
Preferred Finance
Listing And Buying Presentation
Singapore District Guide
Useful Resources In Singapore
Singapore Property Consultants
More Others Property Information
Useful Resources Links

Newsletter Signup

Subscribe Now To Get Latest News
Email:
Visit this group
 

Purchase Planning

Planning to own a house?

 

Everyone who is at a rented house has a dream. Owning a home! Those who aim to fulfill this dream have to work accordingly. Sacrifice many things. Save enough money. Investigate the market. Get the relevant help. Purchase a house and finally culminate the dream.

 

Planning


When you go on all these steps, you have to be very careful to scale the situation well. Dreaming what you cannot afford brings only desperation. The house that you are going to own should be match with your revenues. And it should also match with your future plans. If you are going to marry and settle down, get that as a priority to select the house. If you want to be very near to the town or in the town, just think about any other alternatives to cut the cost. Just because the place is spacious, and beautiful, don’t think those are reasons to spend high on a house. Really is that the house you need now? Or can you manage with a small one? These are the main things you have to decide on. The bottom line is that you do not have to exaggerate the situation. Take it as it is. Evaluate your position and your responsibilities and your aspirations, and then take the decision to spend accordingly. Don’t resort to borrow more than what you need and always try to scale the expenditure with your earning powers.

 

Affordability


How much you can spend really? The bank as usual, evaluates your resettling ability before giving its approval for a loan. Still, the money you borrowed may not be sufficient for all the expenditures on the housing deal. There may be other costs too. The costs such as legal fees, documentation expenditures, repairing, labor costs, taxes and many others will come. Trying to minimize the expenditure with good planning is a must. Before all the things, you have to live. Your family has to live and do their day-to-day activities without being a hindrance to others. This is your first step as a free man and starting from the lowest step such as buying a small house rather than buying a bungalow will give its dividends in the long run. Make the plan with your ability of spending and your monthly installments in this regard should not overcome your repaying abilities.

 

Ideal location


The location, which you are going to settle in, can make big differences to your entire life. Your children’s future will drastically change with the locations. This should be a main factor to think on when moving to a new place. The location should be a place where you have easy accesses to meet your day-to-day requirements. Look how far you have to go to the school, church, and malls and to other valuable places. The safety of your family, and their welfare should be the foremost when you are ready to own a house.

 

 

Buy Sell Rent Invest Singapore Property

 

Billy Chen 曾庆义

 

CEA Registration Number : R029372I

 

Tel: (+65) 88689999


Fax: (+65) 64021826

 

billy@billychen71.com ( email me )

 

 

 

 
Singapore HDB Saleperson
Why Select Us
About Us
Our Philosophy
Exclusive Buyer Agent
Exclusive Seller Agent
Corporate Property Consultants
Common Mistakes Seller Make
Common Mistakes Buyer Make
Common Mistakes Investor Make
Social Networking

Buying Real Estate Tips

Rent Property or Buy Property ?
Buying Process Selling Process
Foreigners To Purchase
Hire Your Own Buyer Agent
Buyers Service Pledge
Purchase Planning
Get A Mortgage Loan
Property Searching For Property
Ready to Make an Offer ?
Real Estate Inspection

Selling Real Estate Tips

When To Sell Your Property ?
Right Price Sell House Faster
Commission Information
Latest Transacted Price
Hire Your Own Selling Agent
Full Time Vs Discount Agent
Owner Service Pledge
Fixing The Price Of The Property
Showing Your Property
Negotiating Negotiation
Closing The Sale

Guides for Expatriate

Migrate Relocate To Singapore
Renting Leasing Process
Type Of Housing In Singapore
Frequently Asked Questions
 
Body Bottom Back
 
Copyright © 2010 www.myowndreamhome.com. All rights reserved Disclaimer | Privacy |