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Purchase Planning

Planning to own a house?


Everyone who is at a rented house has a dream. Owning a home! Those who aim to fulfill this dream have to work accordingly. Sacrifice many things. Save enough money. Investigate the market. Get the relevant help. Purchase a house and finally culminate the dream.



When you go on all these steps, you have to be very careful to scale the situation well. Dreaming what you cannot afford brings only desperation. The house that you are going to own should be match with your revenues. And it should also match with your future plans. If you are going to marry and settle down, get that as a priority to select the house. If you want to be very near to the town or in the town, just think about any other alternatives to cut the cost. Just because the place is spacious, and beautiful, don’t think those are reasons to spend high on a house. Really is that the house you need now? Or can you manage with a small one? These are the main things you have to decide on. The bottom line is that you do not have to exaggerate the situation. Take it as it is. Evaluate your position and your responsibilities and your aspirations, and then take the decision to spend accordingly. Don’t resort to borrow more than what you need and always try to scale the expenditure with your earning powers.



How much you can spend really? The bank as usual, evaluates your resettling ability before giving its approval for a loan. Still, the money you borrowed may not be sufficient for all the expenditures on the housing deal. There may be other costs too. The costs such as legal fees, documentation expenditures, repairing, labor costs, taxes and many others will come. Trying to minimize the expenditure with good planning is a must. Before all the things, you have to live. Your family has to live and do their day-to-day activities without being a hindrance to others. This is your first step as a free man and starting from the lowest step such as buying a small house rather than buying a bungalow will give its dividends in the long run. Make the plan with your ability of spending and your monthly installments in this regard should not overcome your repaying abilities.


Ideal location

The location, which you are going to settle in, can make big differences to your entire life. Your children’s future will drastically change with the locations. This should be a main factor to think on when moving to a new place. The location should be a place where you have easy accesses to meet your day-to-day requirements. Look how far you have to go to the school, church, and malls and to other valuable places. The safety of your family, and their welfare should be the foremost when you are ready to own a house.



Buy Sell Rent Invest Singapore Property


Billy Chen 曾庆义


CEA Registration Number : R029372I


Tel: (+65) 88689999

Fax: (+65) 64021826 ( email me )




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